Updated: Mar 28
What does financial stability look like? What happens after you sacrifice, do without, and go on ramen noodles to pay off ALL of your debt? No car payment, no school loans to Sallie— NOTHING. Some may still have a mortgage but that is the last one to pay off. Others, no mortgage every month. Remember this takes a plan, some time and discipline to accomplish. IT DOES NOT JUST HAPPEN...
After all of that work, do those folks get to go on a spending spree? No, not really. They should, however, reward themselves in some way. What does life look like for them now?
THERE IS STILL A BUDGET! Now this budget looks the same as usual, but is missing a lot of debits.! There has to be a plan of how much to enjoy, and how much to invest and/or save.
CONTINUED SAVINGS FOR COLLEGE.
CONTINUED 401(k) FOR RETIREMENT.
SAVINGS FOR CAR PURCHASES. All cars should be bought with cash- and demand a deal.
ANY LARGE FUTURE PURCHASES PLANNED FOR.
Over time you will then see a change in your stress levels, your mail will decrease and you will only have basic necessities to pay! It feels so good. If you cannot see that light at the end of the tunnel yet, keep moving forward, it will come with a plan and being intentional with every single penny.
CLOSE YOUR EYES AND IMAGINE JUST HOW IT WOULD FEEL. IT’S BETTER THAN YOU CAN EVEN IMAGINE..
CALL OR EMAIL FOR HELP.
WE’LL PACE YOU ALONG.
Financial Pacemaker Coaching