You determined this year to get your finances in order and do better. Great. How is that plan going? Did you make a plan on paper, or was that just a good intention? I believe we all have good intentions to do better in many aspects of our lives. However, good intentions are only the beginning, we must put it down on paper and give ourselves some goals to reach and some rewards for reaching those goals.
DON'T BE AFRAID TO SET GOALS AND REWARD YOURSELF TOO!
Nothing is going to change unless you change something- including yourself.
DOING THE SAME THING OVER AND OVER AND EXPECTING A DIFFERENT RESULT.
This is a key point here to change your ways. We get stuck doing what we think is best and we cannot understand why it is not working. So stop and do a little research about how others handle the same problem. Reach out to a financial coach for help, although it costs money, it will save you A LOT in the future AND help you start to build a retirement fund so that you can retire and have some money saved for that season of your life. I know it seems like retirement is never going to come and you have a lot of time, but investing money for your retirement is BASED ON TIME. Time to save and use compound interest to grow exponentially!! DO IT.
FINANCIAL COACHING CAN PUT YOU ON TRACK. IT IS WORTH YOUR TIME AND EFFORT. A FEW DOLLARS TO CHECK INTO YOUR SAVINGS, SPENDING AND FUTURE RETIREMENT. IT IS THE BEST SOLUTION IF YOU ARE CONSIDERING BANKRUPTCY OR FACING FORECLOSURE OR REPOSSESSION.
FINANCIAL PACEMAKER COACHING, "WE'LL PACE YOU ALONG"
THEN YOU CAN RUN. CONFIDENT.