MONEY SAVY: WEEK 2: PART 2.
START WITH STEP 1
MOVE ON TO STEP 2
If you are following along each week, then you know that these are baby steps. Don't get worked up and stressed out. Instead, sit down, organize and create a plan of attack. ATTACK. RUN. GO.
For some folks it is easy to get going. For others, there are serious financial issues that started years ago, but NOW is the time to address the problem head on.
What to do if you are already behind on some payments and life is very difficult....
First relax, we have to live, eat, and of course, work, in order to make money and pay off debt.
Next take it way down to paying the basics of living:
4. Gas for the car to go to work
Take care of basic needs first then move down your list of debts. You are continuing to pick up extra shifts or deliver pizza on the weekends to boost your income. This is not a particularly exciting time, but if you will work hard, you can pull yourself out of your debt mess.
For those of faith:
"NO DISCIPLINE SEEMS PLEASANT AT THE TIME, BUT PAINFUL.
LATER ON, HOWEVER, IT PRODUCES A HARVEST OF
RIGHTEOUSNESS AND PEACE FOR THOSE WHO
HAVE BEEN TRAINED BY IT."