Updated: Jan 1, 2019
It's a new year! 2019 is here! Yay! Ok, enough about resolutions already! Let's change your family's future!
So, let's use discipline to change your money situation. Let's use discipline to get you OUT OF DEBT-Just like losing weight, but with money. Instead of no cookies it will be no eating out, wow, kill two birds with one stone! Nothing will change if you do not make good choices and learn to do without. Do without that "coffee" you get every morning and save the MONEY. If you are in debt, you do not need to add a gym membership to the monthly payments you have, walk the neighborhood or park. I am not against gyms but, if you need the money to pay off debt--wait. Another do without that I do myself, my satellite radio, it was hard.. but now that I do not have it, I have learned other ways to enjoy the autobahn, I mean the interstate. Put the money you can capture on your debts, it is not a reward for you. Have you discovered debt? Put the money there. If you have American distress, you can put it there. The money you find to save for debt really adds up!!
Christmas spending is over, no more charging for stuff you needed.. I know ho hum. If you overspent on people you don't know well and really don't like then you need to tighten up and pay it off. You may have to pick up an extra shift or two to pay it off. Hopefully the extra shift will remind you to be more choosy with your gift giving and set a budget next year. By the way, Christmas will come in 2019, it is on December 25, 2019. Start planning now so you don't get caught off guard. LOL.
IT IS A NEW DAY! A NEW YEAR! START NOW! YOU CAN DO IT.
Even if you made mess of your finances-you can dig yourself out.--It will take work, literally. But mainly, change your way of thinking about money and debt and stuff. Let me encourage you to kick it in gear and get started-THE HARDEST PART IS TAKING THE FIRST STEP. STEP FORWARD.. YES, YOU.
Need a financial money coach? Ok. Good idea. Financial Pacemaker Coaching was developed for people who need a little help. I am willing to help, but I cannot do the work for you. Call or email today and get help-- you have no idea how much a jump start could change your future and/or your children's future.
HAPPY NEW YEAR!!!!